Health insurance and retirement of married couples
نویسندگان
چکیده
منابع مشابه
Health Insurance and Retirement of Married Couples
Most health insurance in the USA is provided by employers until eligibility for public health insurance (Medicare) begins at age 65. Retiring before 65 exposes workers who lack retiree health insurance coverage to the risk of catastrophic medical expenditure. We solve and estimate a dynamic model of the employment behavior of older married couples that includes risky medical expenditure and hea...
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The work and retirement decisions of husbands and wives are likely to be made jointly as they allocate their available resources. This article models the allocation of family wealth and family members' time over the lifetime of the unit. The first section reports simulation results that illustrate the relationship between the value of members' time in both market work and the production of home...
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This project was funded by the Robert Wood Johnson Foundation, under the Changes in Health Care Financing and Organization (HCFO) initiative, grant number 29201. An earlier version of the paper was presented at the 1999 annual meeting of the Population Association of America. The authors are grateful to Linda Bilheimer, Pam Loprest, Stan Panis, Cori Uccello, Sheila Zedlewski, and especially Len...
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Because individuals aged 55-64 face large and uncertain medicaJ expenditures without the guarantee of public insurance coverage provided by Medicare, the availability of post-retirement health insurance could be an important determinant in the retirement decisions of this group. We investigate the effect of health insurance on retirement by focusing on state and federal "continuation of coverag...
متن کاملPublic pension programmes and the retirement of married couples in Denmark
In this paper we study the economic determinants of the joint retirement process of married couples. We propose a tractable dynamic discrete choice model for retirement decisions which allows for non-trivial saving behaviour. We estimate the model on a 1% sample of Danish couples of potential retirement age drawn from a population-based administrative register. The introduction and subsequent r...
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ژورنال
عنوان ژورنال: Journal of Applied Econometrics
سال: 2006
ISSN: 0883-7252,1099-1255
DOI: 10.1002/jae.921